Identify risk. Protect
participants.
Earn RBMS.
The credential for the person who oversees, or wants to oversee, the retirement plan. A self-paced certification in plan governance, investment oversight, fees, and fiduciary compliance, built for HR, finance, and benefits professionals responsible for retirement plans.
- L&H
- HRCI
- SHRM
Accountable for the plan?
So is the law.
ERISA holds the people who run a retirement plan personally accountable. RBMS is built for them, not as a generic HR credential.
HR & Benefits Leaders
Cut costs, keep control, and deliver better outcomes for the plan and its members.
Brokers & Consultants
Practical retirement benefits training that wins and retains clients.
Third-Party Administrators
Deliver stronger retirement benefits oversight to your plan participants.
Finance Leaders
Certify accuracy, defend decisions, and maintain audit-ready processes.
Every fee. Every fund.
Every obligation.
- On-demand video lessons
- Downloadable workbooks & training guide
- Industry-specific reports & real-world case studies
- Retirement Benefits Management Specialist (RBMS) credential
- Free content updates year round
- Learn at your pace, from anywhere
01
Introduction to Retirement Benefits
02
Plan Types and Tax-Advantaged Accounts
03
Plan Governance, Compliance, and Risk Management
04
Investment Structure and Oversight
05
Participant Engagement and Financial Wellness
06
Service Providers and Recordkeeper Oversight
07
Plan Fees and Hidden Revenue Sharing
08
Plan Optimization and Retirement Readiness Strategies
+
Final exam & capstone project
Retirement expertise,
proven in practice.
Hear from advisors and finance leaders who turned RBMS into real client and plan outcomes.
“I couldn’t have imagined learning as much as I did over these 8 weeks, especially as it pertains to hidden revenue streams and ambiguous contract language that ultimately drives up costs for the plan sponsor.”
“I have thoroughly enjoyed and benefited from this training. I have other designations, and I can honestly say this was, by far, the most challenging certification course I’ve taken.”
“I truly thank you for putting together this class. I learned more than I ever thought I would. I have always found it hard to concentrate in school, and you kept me engaged and answered all my questions.”
Transparent pricing.
Lifetime access.
One flat rate, no recurring fees. Every option includes lifetime updates and a Certificate of Completion.
Individual Certification
One RBMS seat, self-paced.
- On-demand video lessons
- Downloadable workbooks & training guide
- Real-world industry reports
- Certificate of Completion
- Free updates year round
- Best for teams
Team Certification
2 seats, $1,000 savings vs. enrolling separately.
- $1,000 savings on 2 registrations
- 2 full RBMS registrations
- On-demand video lessons
- Downloadable workbooks & training guide
- Real-world industry reports
- Certificate of Completion, free updates
Answers before
you
commit.
RBMS is a self-paced training track built to help professionals understand how retirement benefits work, how they are administered, and how to guide employers or plan participants toward better outcomes.
Yes. Upon achieving a course grade of 85% or better, you earn the RBMS® credential.
You have twelve months to complete the program, though most candidates finish in as little as three months.
Yes, up to 20 CE credit hours for HR and finance professionals, across L&H, HRCI, and SHRM.
Yes. For every two enrollees, you save $1,000 versus enrolling individually.
You would purchase three team-rate licenses and one individual-rate license. Depending on your group size, it can also be worth purchasing an extra two-seat license, for example four two-seat licenses for 8 enrollees would yield a $4,000 total discount.
Eight courses plus a final exam and capstone project, covering retirement plan fundamentals, plan types and tax-advantaged accounts, governance and risk, investment oversight, participant engagement, recordkeeper oversight, fees and revenue sharing, and plan optimization. See the full curriculum above.
Recertification is required every two years and costs as low as $495. To renew, complete one module of your choice from your certification’s curriculum, plus a short ethics course, no need to repeat the full program. Keeping your recertification status current is the student’s responsibility. Questions, or ready to renew? Email info@acobs.org.
Candidates must achieve a minimum score of 85% to earn certification. Two examination attempts are included with initial enrollment and the highest score earned is recorded. Candidates who do not achieve a passing score after the two included attempts may enroll in any subsequent cohort for a $200 examination fee. Enrollment provides access to the full program, including all course materials and instruction, through the cohort’s final examination. The examination fee includes up to two exam attempts for that cohort. Candidates may continue to enroll in future cohorts until they achieve a passing score.
See the fees your
recordkeeper doesn’t
itemize.
Self-paced, practitioner-built, and built around the real work of governing, pricing, and defending a retirement plan.