CMBS · MEDICAL BENEFITS

Cut costs. Keep control.
Earn CMBS.

The credential for the person who runs, or wants to run, the medical plan. A self-paced certification in medical plan design, cost containment, vendor oversight, and fiduciary compliance, built for HR, finance, and benefits professionals managing self-funded health plans.

Up to 20 CE credit hours
University AccreditedInc5000
01 / Who this is for

Built for the people accountable for the plan.

CMBS is designed around the real work of managing a self-funded medical plan, not a generic HR credential.

HR & Benefits Leaders

Cut costs, keep control, and deliver better outcomes for the plan and its members.

Brokers & Consultants

Practical medical benefits training that wins and retains clients.

Third-Party Administrators

Deliver stronger medical oversight to the groups you administer for.

Pharmacists

Go beyond dispensing and understand the business side of the medical plan.

02 /What’s included

Real skills.
Your schedule.

Curriculum · 8 courses + capstone

01

Understanding the U.S. Medical Benefits Landscape

02

Plan Design Strategies for Medical Benefits

03

Medical Claims Adjudication and Reimbursement

04

Provider Networks and Contracting Essentials

05

Utilization Management and Care Navigation

06

Medical Data Analytics and Reporting

07

Stop-Loss Insurance and Risk Mitigation

08

Governance, Fiduciary Duty, and Compliancee

+

Final exam & capstone project

03 /Graduates

See why hundreds
trust this training.

CMBS graduates include brokers, consultants, and benefits advisors already carrying other designations.

04 /Pricing

No long-term
obligation.

Every option includes lifetime updates and a Certificate of Completion. Group enrollment saves per seat.

Individual Certification

One CMBS seat, self-paced.

$ 1

Team Certification

2 seats, $1,000 savings vs. enrolling separately.

$ 1
05 /Questions

Before you
enroll.

CMBS is a self-paced, on-demand training for HR, finance, and benefits professionals who manage self-funded health plans. It covers medical benefit strategy, cost control, compliance, vendor oversight, and risk management, so you can make informed, fiduciary-minded decisions.

Yes. Upon achieving a course grade of 85% or better, you earn the CMBS® credential.

You have twelve months to complete the program, though most candidates finish in as little as three months.

Yes, up to 20 CE credit hours across L&H, HRCI, and SHRM.

Yes. For every two enrollees, you save $1,000 versus enrolling individually.

You would purchase three team-rate licenses and one individual-rate license. Depending on your group size, it can also be worth purchasing an extra two-seat license, for example four two-seat licenses for 8 enrollees would yield a $4,000 total discount.

Eight courses plus a final exam and capstone project, covering the medical benefits landscape, plan design, claims adjudication, provider contracting, utilization management, data analytics, stop-loss insurance, and governance. See the full curriculum above.

Recertification is required every two years and costs as low as $495. To renew, complete one module of your choice from your certification’s curriculum, plus a short ethics course, no need to repeat the full program. Keeping your recertification status current is the student’s responsibility. Questions, or ready to renew? Email info@acobs.org.

Candidates must achieve a minimum score of 85% to earn certification. Two examination attempts are included with initial enrollment and the highest score earned is recorded. Candidates who do not achieve a passing score after the two included attempts may enroll in any subsequent cohort for a $200 examination fee. Enrollment provides access to the full program, including all course materials and instruction, through the cohort’s final examination. The examination fee includes up to two exam attempts for that cohort. Candidates may continue to enroll in future cohorts until they achieve a passing score.

06 /Enroll

See what your claims
data isn’t telling you.

Self-paced, practitioner-built, and built around the real work of designing, pricing, and defending a medical plan.